Digital Card
Concept Definition
Ever more banks are blending the (physical) payment card, which consumers are familiar with and trust, with the interactive and real-time aspects of their mobile app. Then, banks can create fantastic card experiences for their cardholders, independently of the card form factor.
Easy account creation and card application, rapid access to begin making purchases, flexibility, and peace-of-mind while shopping? Check. Implementing a Digital First card program enable banks issuing cards to answer the need for “everything now”.
By implementing a Digital First card program, banks enable consumers to create an account from their mobile app, access a digital version of their card through this app or other digital wallets and immediately start shopping online or in-store while requesting a physical version of the card.
However, Digital First does not mean digital only; it is about blending digital and physical, taking the best out of both worlds, to enable fantastic customer journeys.
Use Cases
- Onboard
- Authenticate
- Push card to
- Customize Card
- Pay
- Alerts & Tracking
- Control Card
Service Benefits
- Enable digital payments for in-store and online transactions
- Create a fantastic payment card experience
- Give control to consumers to choose where and how they want to access their payment mean
- Offer services corresponding to the “immediacy” expectations of today's customer
- Improve security and trust
Explore
Token Platform
IDEMIA Token Platform manages end-to-end processes to create, provision, and manage digital cards or payment tokens across diverse Token Requestors, including OEM PAY wallets, Issuer PAY wallets, QR code wallets, P2P wallets, and Token-on-File.
SRC Platform
IDEMIA SRC Platform offers a cross-network wallet for global payment networks, featuring an EMVCo-compliant Secure Remote Commerce (SRC) Buy Button for safe and convenient online checkout. It enables customers to pay with just a few clicks using stored payment details.